Pricing

Priced for SMBs, built for CFOs.

No surprise overage. Prices in EUR, excluding VAT. Start free and move up only when the scope of your finance operation actually grows.

DYPE Built by DYPE Regulatory Fintech Sandbox by CzechInvest Opero Ment2Grow 2026

3-month cash-back guarantee

Run Cash Optimizer next to your current process for your first three months. If spreadsheets or your existing setup are still better for you, we refund 100% of what you paid — no forms, no hard feelings. Applies to new Pilot and Growth subscriptions.

Start risk-free

Compare plans in full

Every limit and every feature, side by side.

Cash Optimizer plan comparison
Feature

Starter

€0

Pilot

€190

Growth

€390

Enterprise

Custom
Scope
Companies1210Unlimited
Banks1210Unlimited
Currencies1210Unlimited
Accounting systems / ERPs1210Unlimited
Users12UnlimitedUnlimited
Live connections1UnlimitedUnlimitedUnlimited
AI & automation
AI questions per month2050UnlimitedUnlimited
Scenario executionExport onlyLive connectionLive connection
MCP access for your own agents
Developer
API access200 requests1 000 requestsCustom volume
Webhooks & custom connectorsOn request
Governance
Audit log & data export
SSO, SCIM, retention policies
Support
Consulting add-on (excl. VAT)Up to 2 h · €55/hUp to 4 h · €55/hUp to 10 h · €45/hDedicated consultant
SupportEmailEmailPriority emailNamed contact & SLA

Not sure which systems connect on your plan? See integrations.

Billing questions

The essential billing answers are below. For product, security, data, and implementation questions, see the full FAQ.

01How does the 3-month cash-back guarantee work?

New Pilot and Growth subscriptions come with a 3-month cash-back guarantee. Run Cash Optimizer alongside your current process for your first three months. If spreadsheets or your existing setup are still better for you, tell us in writing within those three months and we refund 100% of what you paid — no forms and no retention call. Either way, you keep full export access to your data.

02How am I billed, and can I cancel?

Paid plans are billed monthly in advance, in EUR, excluding VAT. There is no minimum contract on Starter, Pilot or Growth — cancel any time before your next renewal and the plan stays active until the end of the paid period. Enterprise runs on an annual agreement.

03What happens when I hit a limit?

Nothing breaks and nothing is charged automatically. You keep full read access to your data and we tell you which limit you reached so you can decide whether to upgrade. We do not apply surprise overage fees.

04What does “unlimited” actually mean?

Growth and Enterprise include unlimited AI queries. Unlimited means no hard cap and no per-unit charge for normal business use. It is subject to fair use: if your volume looks more like a platform integration than a finance team, we will talk to you about Enterprise rather than silently throttle you.

05Do you charge per seat?

No. Growth and Enterprise include unlimited users. We think charging a company for letting its accountant look at its own cash position is the wrong incentive.

06Who owns the data?

You do. Everything you connect stays yours, you can export it at any time, and on written request we delete your workspace and its data within 30 days. We do not sell your data and do not train public AI models on it.

07Is the free Starter plan really free?

Yes — one company, one bank, one accounting system, one user and 20 AI questions a month, with no card required. It exists so you can see your own numbers in the product before paying anything.

08What is included in a pilot?

Hands-on onboarding of your bank and accounting data, a measured baseline, a rolling 13-week forecast reviewed with us weekly, and direct influence on the roadmap. We agree the scope and a success metric in writing before anything is connected. Pilot is €190 per month and includes 50 AI queries per month and consulting up to 4 hours at €55/hour. Choose Start risk-free; cancel anytime, with a 3-month money-back guarantee if you are not satisfied.

Take control of your cash.

Try Pilot or Growth with a 3-month money-back guarantee. Every payment stays under human approval.